Can I maintain my current lifestyle when I finish work for good?

Navigate the road to retirement

Working full-time has enabled you to live a comfortable lifestyle. You enjoy your holidays, weekends away and meals out, and you couldn’t imagine life any differently. However, with retirement creeping ever closer, you start to wonder how long you can maintain this lifestyle.

Although you’re not finishing work right now, you still want the comfort of feeling in control of the future.

Your problems, our solutions

Prioritise you, not just numbers

Our Human First™ approach is all about getting to know you on a deeper level and providing solutions tailored to you. One of the most important steps we take is to understand what your future will look like and what’s important to you. Then we can work out how we’ll help you maintain your lifestyle.

Consider your family’s goals

It’s not just your lifestyle that we will consider. We’ll look at the bigger picture and establish whether your family’s lifestyle will be affected. We’ll take into consideration the possibility of gifting money to children for a house or wedding, or whether you have dependents who rely on you.

Establish an income

You’ll find plenty of “guidelines” stating how much income you’ll need in retirement. But the truth is, your lifestyle will be different from everyone else. Once we’ve determined how much you’ll need to maintain your lifestyle, we can establish whether you’ll have enough money to create the income you need or whether we need to adapt your plans while you’re working.

Build a plan for life

We’re not like the others. We don’t just build you a plan and then throw caution to the wind and leave you to your own devices. Your plan will see you through the different stages of life and finish work for good. We’ll always be here for you, working for you, and helping you live a fulfilled and enhanced life.

Our Human First™ Approach

There’s no one quite like you. Our approach recognises your unique ambitions, hopes and questions, and delivers a bespoke plan. Your plan will evolve over time, just as you do, and we will never stop protecting your interests and preparing for the future.

How it works

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Our latest client survey results are in…

We couldn’t be prouder to share with you what our clients think of the Human First™ service we provide.

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of clients would recommend us to their friends, family or colleagues

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believe that working with us has helped or will help them achieve their financial goals

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were satisfied that we understood their needs, goals and aspirations

Murphy Wealth is authorised and regulated by the Financial Conduct Authority. FCA number: 747648. Registered in Scotland. Company number: 445032. Registered office address: Sutherland House, 8th Floor, 149 St Vincent Street, Glasgow, Scotland, G2 5NW.

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